Redlining Industry real eingebildet oder?
Diskriminierung eine oder gute versicherungstechnische? Präjudizieren Oder Professionalität?
Die Versicherer angeklagt “Redlining” von Gebiet kann klug Vermeidung “roter Tinte”, sagt Richard Hsia, stellvertretender Superintendent of the New York Insurance Department. Hsia und seine Kollegen New Yorker sind nicht sicher, ob die National Association of Insurance Commissioners (NAIC) Klärung kann mit dieser Fragen “philosophischen” Diskussionen mit dem Ziel zu differenzieren Risiko umsichtige Auswahl der aus der Fahrer eklatanten Stereotypisierung Hausbesitzer oder in der Innenstadt.
Dennoch, angestachelt durch Kalifornien Versicherung Kommissar John Garamendi, Mitglieder der NAIC’s Market Conduct Verbraucherpolitik Angelegenheiten Unterausschuss und sind, was die meisten der Regulierungsbehörden Bekämpfung zustimmen rutschig ist ein Problem. Unterausschuss Lewis Melahn Vorsitzende stellte fest, dass Garamendi “ursprünglichen Bedenken wurden geboren aus einer Reihe von Beschwerden” seine Abteilung erhielt gewaltsamen zivilen nach der Unruhen in Los Angeles im vergangenen Frühjahr.
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